We offer investment planning, investment management and investment tracking services with objectivity and integrity. We are a “fee only” investment advisor, which means we are NOT compensated through commissions. We have a conservative approach to investing and primarily focus on using “no-load” and commission-free investment products when structuring client portfolios. The crash of financial systems and stock and bond markets and related scandals witnessed in 2008 and early 2009 and the volatility that remains today reminds us that the timeless principles of integrity, objectivity and independence are never to be taken for granted. At Anchor, we are pleased to say that our steadfast observance of these principles combined with our conservative philosophy, reliance on investment fundamentals and sound information (including progressive-source information) continues to serve our clients well in these volatile times. When you entrust us with your investment planning and/or investment management needs, you can rest assured that the advice you receive is completely independent and objective, free of conflicts of interest. All investment advisory clients receive personalized attention by Anchor’s President, Frank M. Rich III. Mr. Rich is a registered investment advisor with over 20 years’ experience as a Certified Financial Planner (CFP®) and over 25 years’ experience as a Certified Public Accountant (CPA). Advice and services are carefully tailored to meet your specific needs, goals and risk tolerance. Three service options are available:
Our Full-Service Fee-Only option—available to clients with at least $100,000 of assets to invest—includes a review and assessment of a client’s current financial positioning and risk tolerance, customized portfolio design and set up, assistance and advice in connection with IRA, 401K and pension rollovers, a virtually unlimited investment selection with access to preferred pricing on certain investments, recurring portfolio reviews, recurring recommendations and market updates, continual investment guidance and support, daily updating of portfolio transactions and pricing, detailed investment tracking and performance reporting (utilizing high-end technology and related portfolio management software), and a financially sound and respected custodian in Charles Schwab & Co., Inc., a recognized leader in providing “no load,” low cost and objective investment solutions to investors. Fees are based on the value of assets under management and are payable quarterly.
Our Limited Service option is offered at an hourly rate and is suitable for investors who have limited assets to invest or those with more narrow service needs, which may include the need for an objective review and assessment of an existing portfolio (including 401K positioning), a request for a recommendation for alternative investments, guidance on starting an investment or savings program or a need to secure answers to other specific investment-related.
Our Tracking & Reporting Only option—available to clients with at least $100,000 of assets to invest—is designed for the select investor who seeks no active investment advice but who wishes to leverage and utilize the benefits of our investment tracking and reporting technology (for the purpose of evaluating self-initiated and self-directed investment decisions) and those associated with Schwab’s Institutional Service platform. Fees are based on the value of assets under management and are payable quarterly.